Hello readers,

One question which most of my clients ask me is whether to invest in Equities or Mutual Funds? Well exactly we ourselves can answer the question as we ourselves and our pattern of thinking decide which one is right for us. Many of business minded people have ability to spot correct stocks which everyone does not have. See your portfolio, market is hitting new highs, are your stocks hitting new highs? Most of 100% equity oriented mutual funds have NAV at new life high. So if your portfolio is hitting new highs with market, you have ability to spot stocks and one must invest in direct equities. But if your portfolio is not hitting new highs with the market, invest in equity oriented mutual funds.